Term Life Insurance Protection at the Right Price
Term life insurance protection is very straightforward. You pay premiums on either a monthly or annual basis and in return your family gets protection. State Farm gives you affordable term life insurance west palm beach that will fit your finances. All you need to do is get a life insurance quote.
Life Insurance West Palm Beach Provides a Wealth of Benefits
Getting a life insurance quote and then following through on a purchase will help provide loss of income in your family give you additional insurance during child rearing years. In addition, Life Insurance West Palm Beach can help pay for big things like tuition or your house. Don’t delay, get a life insurance quote today!
Life Insurance Terms in General
Select from coverage options of 10 to 30 years and have a defined benefit. Coverage starts at $100,000 and premiums are flat for the first policy term. After you get past the first premium period, premiums will go up every year.
5 Year Term Life Insurance
This is affordable protection that covers any short-term life insurance need that you may have. Coverage is available for a range from $50,000 to $90,000, and there is a right to renew for an additional five-year term up to age 85 and premiums will go up with age. The policy is convertible to a permanent policy regardless of health, subject to age limits.
Life Insurance – Return on Premium Term
Premium Term Life insurance offers you coverage that has your choice for a level premium payment for 20 or 30 years. If you happen to outlive that period, all policy premiums that you’ve paid will be returned right back to you. The coverage starts at $100,000 and the policy is guaranteed to renew up to age 95. It is convertible to a permanent policy regardless of health and once you get past the level premium period, premiums will increase annually.
Mortgage Term Life Insurance
Mortgage life insurance is set up to provide money for the repayment of a residential mortgage in the event of an early death. Coverage is available for 15 or 30 year periods. After the first five years, the death benefit, which acts similar to your mortgage, starts to decreases over the life of the policy. You need to choose the amount of coverage based on your mortgage balance and there is a $50,000 minimum. As with the other policies listed above, the policy is convertible to a permanent policy regardless of health status.